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Personal Accident Insurance like you've never seen it

As a self-employed professional or small business owner, your income relies on you. But what happens when you’re unable to work due to illness or injury? You can’t predict the unexpected, but you can prepare for it.

Introducing a new Personal Accident and Sickness Insurance—designed to cover you where other insurers won't.
With unique benefits that put your needs first, this policy ensures you're covered when you need it most.

What makes this one different?

Amateur Sport Covered

  • All codes of football such as AFL and Rugby League/Union
  • Snow Sports
  • Marital Arts
Agreed Value

  • Agreed Value contracts for up to $1,500 per week, automatically included at no extra charge
100% of Insured Amount
  • 100% not the standard 85%
  • Up to $1,500 per week
  • Available to newly self-employed
  • Ages up to 70
Business Expense Inclusion
  • Free Business Expense Inclusion
  • All insured amounts over $1,500 p.w
Motorcycles Covered
  • Working on Farmlands
  • Covered on all roads mapped for vehicles, including unsealed
No Age Bias
  • Now offer all cover options to age 70
  • Over 70 available on referral
No Financials at Claim Time
  • For all agreed value contracts
  • Ensures quick and easy experience for claimants
Vocation Specific Cover
  • Ask us about your vocation!

Could you survive without an income?

Picture 1-1Roger - 63 - Farmer

With retirement around the corner, Roger fell ill with cancer and required treatment that meant he couldn’t work for 6 months

Without Insurance

❌ 5+ years retirement delay

 
❌ Retirement plans greatly scaled back due to lack of income during treatment

With Insurance

✅ He used weekly benefit to pay for a farmhand.
✅ The farm hand did the work, kept the farm running and the income flowing in.
✅ Roger had time to recover without any money concerns.
✅ He and Barb were able to retire on schedule and got to do all the activities they had planned.

Picture 2-1Matt - 26 - Tradie

With a wedding, honeymoon and dreams of owning property on the cards, Matt did his ACL during amateur footy on the weekend.

Without Insurance

❌ Matt had 3 months with no-income, and unaccounted for physical therapy to pay for, on top of regular bills.

❌ Wedding plans got extremely scaled back far from their dream wedding
❌ Honeymoon became Manly instead if the Maldives.
❌ Had to use some of their house deposit so were no longer approved for the loan amount they desired

With Insurance

✅ The personal accident insurance benefit meant they could pay their rent and bills.

✅ Didn’t have to dip into savings
✅ Matt could recover without stress
✅ Wedding & honeymoon as planned AND they got their dream house

Picture 3Claudia - 42 - Food Truck Owner

Claudia is a single mum who just wants kids at the school they love, taking part in sport and a holiday in the near future.

She suffered a back injury that meant she could not work for 6 months.

Without Insurance

❌ The boys sports had to be dramatically scaled back
❌ Fell behind on school fees - boys missed camp & excursions
❌ Extreme time of stress
❌ No holiday for the foreseeable future

With Insurance

✅ The personal accident insurance benefit meant they could pay their rent and bills.

✅ Didn’t have to dip into savings
✅ Matt could recover without stress
✅ Wedding & honeymoon as planned AND they got their dream house

IMPROVED PRODUCT. MARKET-LEADING RATES 

Any insurance product information on this page is general advice only. AFSL: 229847.

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Phoenix Insurance Brokers, 155 Canning Highway, South Perth, WA 6151, (08) 9367 7399, info@phoenixins.com.au